Special Financing & Credit Assistance Programs
Toyota Loan & Lease Programs
Our finance department here at Sunrise Toyota Oakdale offers customers access to credit assistance and bankruptcy approval programs that help even the most credit-challenged individuals obtain a vehicle. We know that not everyone has perfect credit, but that shouldn't disqualify them from obtaining the vehicle they want. Regardless of your current credit score or credit history, we want to help you at Sunrise Toyota Oakdale near Long Island!
- Foreclosure?
- Bankruptcy?
- Divorced?
- Repossession?
- First Time Buyer?
No problem! Stop in today to learn more!
Everything You Need to Bring
When applying for an auto loan, our Finance Team recommends that you bring as many of the following items as possible to the dealership for your appointment. While we may not need all of these items for your loan, the more information that our Finance Experts have on hand, the better and faster they can find the best options for your vehicle needs and your credit situation.
Valid Drivers License
Verify your license is not expired, revoked or suspended and ensure the address listed on your license is current and matches your residence.
Proof of Insurance
Take care to include the name of your agent and a reliable contact number. Adding a new car to your policy won't be necessary until approved.
Proof of Residency
A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.
Proof of Employment
Provide a recent (within 30 days) pay stub stating your year-to-date earnings. Self-employed individuals must provide two years of tax returns.
Personal References
A reference means any individual that knows you personally such as family, friens or co-workers. Include full names, addresses and phone numbers.
Phone Number Verification
Any phone number provided must be currently in service and under the applicant's name. Prepaid cell phone numbers will not be accepted.
Additional Documents are Required if any of the Following Apply to You:
- Individuals trading in a vehicle must provide the title.
- Individuals who have completed a bankruptcy must provide discharge papers.
- Individual currently in an open Ch. 13 bankruptcy must provide necessary paperwork after receiving an Authorization to Incur Additional Debt from the court.
Contact Us Today to Speak with a Live Finance Expert!
No matter your financial situation, we want to help all of our customers in Deer Park, Bay Shore and surrounding communities as much as we can. Give us a call today at Sunrise Toyota in Oakdale to speak with a live finance expert!